{"product_id":"how-to-be-debt-free","title":"How To Be Debt Free","description":"\u003ch2\u003eHow to Be Debt Free by Abhijeet Kolapkar – A Guide to Financial Freedom\u003c\/h2\u003e\n\u003cp\u003eAre EMIs and credit card bills affecting your peace of mind? In \u003cstrong\u003eHow to Be Debt Free\u003c\/strong\u003e, chartered accountant and bestselling author Abhijeet Kolapkar explains how debt works and how Indian borrowers can take steps towards regaining control of their finances.\u003c\/p\u003e\n\u003cp\u003eDrawing on the mathematics of debt, the psychology of money and the realities of Indian banking, this practical guide demystifies interest rates, CIBIL scores and the hidden pitfalls of borrowing. With simple explanations and worksheets, it helps readers approach debt with greater clarity and confidence.\u003c\/p\u003e\n\u003ch2\u003eAbout This Book\u003c\/h2\u003e\n\u003cp\u003eIn a society shaped by aspirations and financial pressures, managing loans and credit card obligations can feel overwhelming. Abhijeet Kolapkar breaks down the mechanics of borrowing and explores how debt can be managed and reduced rather than treated as a lifelong burden.\u003c\/p\u003e\n\u003cp\u003eGrounded in the Indian financial context, the book addresses the connection between money, family, dignity and personal goals, offering readers a practical starting point for working towards financial freedom.\u003c\/p\u003e\n\u003ch2\u003eWhat You'll Discover\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eHow loans, interest and EMIs work\u003c\/li\u003e\n\u003cli\u003eUnderstanding CIBIL scores and credit-related pitfalls\u003c\/li\u003e\n\u003cli\u003eThe psychology behind borrowing and financial decisions\u003c\/li\u003e\n\u003cli\u003ePractical ways to approach and manage debt\u003c\/li\u003e\n\u003cli\u003eHow worksheets can help organise your financial journey\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003ePerfect For\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eReaders looking to understand and manage personal debt\u003c\/li\u003e\n\u003cli\u003eIndian borrowers dealing with EMIs or credit card balances\u003c\/li\u003e\n\u003cli\u003eIndividuals seeking to improve their financial awareness\u003c\/li\u003e\n\u003cli\u003eReaders interested in personal finance and money management\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhy You'll Love This Book\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eHow to Be Debt Free\u003c\/strong\u003e turns complex financial concepts into accessible guidance relevant to Indian borrowers. Whether you want to understand your loans better or take practical steps towards reducing debt, this book offers a clear starting point for building greater financial confidence.\u003c\/p\u003e","brand":"Abhijeet Kolapkar","offers":[{"title":"Default Title","offer_id":67851679432979,"sku":"BY13.6838","price":470.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0812\/4494\/6707\/files\/HowtobeDebtFree-1.webp?v=1793088293","url":"https:\/\/booksandyou.in\/products\/how-to-be-debt-free","provider":"Books and You","version":"1.0","type":"link"}